Agricultural Finance Overview

menu
ABOUT US
INVESTMENT STRATEGIES
FINANCING SOLUTIONS
INSIGHTS
Search

Agricultural Finance

At MetLife Investment Management, we are positioned to help you grow your business with a competitive farm, ranch, agribusiness, timberland or forest products loan. Our Agricultural Finance Group is an active provider of mortgage financing, with a total agricultural mortgage portfolio of $18.8 billion.1

Our regional network keeps us close to the markets we serve and helps us to facilitate your immediate and long-term mortgage financing needs. Whether you’re looking to re-amortize your term debt, expand your operation or refinance an existing mortgage, trust us and our over 100 years of agricultural lending experience to tailor a loan that is designed to help fit your business objectives.

Our Agricultural Mortgage Program includes the following:

  • Intermediate and long-term fixed or adjustable rate mortgage financing
  • Competitive interest rates
  • Flexible terms and structuring
  • Large loan participations
  • A streamlined closing process – our in-depth, up-front due diligence before loan application ensures less approval risk

Get in touch with a MetLife Investment Management professional

As of 06/30/19. Represents Total Agricultural Mortgage Loan Assets Under Management (“Total Agricultural Mortgage Loan AUM”).  Total Agricultural Mortgage Loan AUM are comprised of GA Agricultural Mortgage Loan AUM, plus Institutional Client Agricultural Mortgage Loan AUM (each, as defined below). Total Agricultural Mortgage Loan AUM and GA Agricultural Mortgage Loan AUM are non-GAAP financial measures and should not be viewed as substitutes for Agricultural Mortgage Loans, the most directly comparable GAAP measure. Reconciliations of Agricultural Mortgage Loans to GA Agricultural Mortgage Loan AUM and Total Agricultural Mortgage Loan AUM are set forth in the table below.

Our definitions of non-GAAP and other financial measures discussed herein may differ from those used by other companies.

General Account Agricultural Mortgage Loan Assets Under Management (“GA Agricultural Mortgage Loan AUM”) are used by MetLife to describe Agricultural Mortgage Loans in its GA investment portfolio which are actively managed and stated at estimated fair value. MetLife believes the use of GA Agricultural Mortgage Loan AUM enhances the understanding and comparability of its GA investment portfolio. GA Agricultural Mortgage Loans are comprised of GA Agricultural Mortgage Loans that have been adjusted from carrying value to estimated fair value.

Institutional Client Agricultural Mortgage Loan Assets Under Management (“Institutional Client Agricultural Mortgage Loan AUM”) are comprised of SA Agricultural Mortgage Loan AUM plus TP Agricultural Mortgage Loan AUM (each, as defined below).

Separate Account Agricultural Mortgage Loan Assets Under Management (“SA Agricultural Mortgage Loan AUM”) are comprised of separate account investment portfolios of MetLife insurance companies which are managed by MetLife and included in MetLife, Inc.’s consolidated financial statements at estimated fair value.

Third Party Agricultural Mortgage Loan Assets Under Management (“TP Agricultural Mortgage Loan AUM) are non-proprietary agricultural mortgage loans managed by MetLife on behalf of unaffiliated/third party clients, which are stated at estimated fair value. TP Agricultural Mortgage Loan AUM are owned by such unaffiliated/third party clients; accordingly, TP Agricultural Mortgage Loan AUM are not included in MetLife, Inc.’s consolidated financial statements.